FREE EBOOK ⚣ Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams ⛏ eBook or Kindle ePUB free

FREE EBOOK ì Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams º With hundreds of thousands copies in print around the world, Smart Women Finish Rich, by renowned financial advisor David Bach, has shown women of all ages and backgrounds how to take control of their financial future and finish rich Whether you re working with a few dollars a week or a significant inheritance, Bach s nine step program gives you tools for spending wisely, establishing security, and aligning money with your values Plus, in this completely revised and updated edition, David Bach includes critical new long term investment advice, information on teaching your kids about money, Internet resources, and new ways to attract greater wealth personal and financial into your life So this is absolutely not a book I would normally read in fact, just looking at the title makes me feel greedy andthan a little cheesy But after reading a book on home buying that mentioned Bach s book, I thought I would pick it up It never hurts to do a periodic financial check in, and getting a book specifically geared towards women turned out to be smart If you can get past some of the silly jargon Bach has 9 Steps to Achieving Financial Security, and he trademarked the phra So this is absolutely not a book I would normally read in fact, just looking at the title makes me feel greedy andthan a little cheesy But after reading a book on home buying that mentioned Bach s book, I thought I would pick it up It never hurts to do a periodic financial check in, and getting a book specifically geared towards women turned out to be smart If you can get past some of the silly jargon Bach has 9 Steps to Achieving Financial Security, and he trademarked the phrase Latte Factor , there is a lot of wisdom to be absorbed from this book Most of us have never received any formal training on how to manage our finances, and it s sad but true that women have to be extra assertive and vigilant to achieve some sense of financial security and happiness Bach never talks down to the reader and avoids stereotyping women as shopaholics he just gives good, common sense advice in the simplest language possible A great place to start if money books scare you While this is a decent guide to budgeting, saving, and investing, the c 2000 edition felt very dated See, for instance, the chapter praising the man making a 50% return on his dot com stock portfolio, and criticizing the woman whose portfolio was balanced and made only 11% annually I wonder who still had retirement savings in 2001 I would probably recommend this title to women with established money management problems, ormature women If you re young, just landed your first job, an While this is a decent guide to budgeting, saving, and investing, the c 2000 edition felt very dated See, for instance, the chapter praising the man making a 50% return on his dot com stock portfolio, and criticizing the woman whose portfolio was balanced and made only 11% annually I wonder who still had retirement savings in 2001 I would probably recommend this title to women with established money management problems, ormature women If you re young, just landed your first job, and want some guidance, read Suze Orman instead she addresses issues like credit card debt, student loans, and how to live on a low income and her tone is snappier, her expectationsrealistic and forgiving because, after all, you re 20, not 40 Smart Women Finish Rich, on the other hand, spends a long time dealing with women s emotional relationship to money, and how to develop a healthy attitude about spending and saving The first chapters help you explore why you earn what you do, what you do with it, and then direct you into different courses of action based on your ultimate life and financial goals This kind of thinking is a good reality check, and can help you develop sustainable money management strategies over the long term, but the reader looking for a lot of hard financial advice upfront might find this book too psychological Just in the way of explanation This was the first book David Bach wrote b c it was his grandmother who taught him about personal finances and in his financial advisor business he was tired of seeing women not knowing anything about money after a divorce I bought it for a few women in my famiy and friend circle, but I never give a book to someone without reading it first Now you now why I read a book entitle Smart Women Finish Rich It is a great read regardless of your sex. Self help books are not my thing but this one I really liked for two reasons First, it was a step by step instruction on what to do and how to do it to get your financial life in order The beginning step is to buy folders Then the author tells you how to label them and what to put in them Seriously This is the sort of guidance I need Maybe most people know what they have but when you have a family, house, job and so on things get away from you and it is hard to get a handle on where all Self help books are not my thing but this one I really liked for two reasons First, it was a step by step instruction on what to do and how to do it to get your financial life in order The beginning step is to buy folders Then the author tells you how to label them and what to put in them Seriously This is the sort of guidance I need Maybe most people know what they have but when you have a family, house, job and so on things get away from you and it is hard to get a handle on where all the money, insurance, retirement accounts, savings accounts, wills and so on are The second thing I liked about the book was that it had very specific tips on how women should save differently from men For example, women live 20% longer so the rule that you should have 10% of your salary isn t enough for women, we should save 12% If you are looking for answers on where to put your money, this isn t that sort of investing book If you feel like you need to start saving but feel you don t have extra cash or you are overwhelmed by trying to figure out where to start or if you are doing the right things related to your financial life, this is a great book to get you started without a financial advisor